With budgets and spending habits taking center stage, Girl Friday Agency offers some simple tips to moderate financial expenditures. Using a critical eye to examine our budget is tough; sometimes we have grown accustom to a certain lifestyle, and modifying that lifestyle can difficult for us and our families. However, thoroughly combing over our budgets, identifying the
true necessities and eliminating or reducing all other expenditures will ultimately reduce stress and bring peace as we work toward paying off debts and living within our means.
Tips:
-Cancel satellite or dish TV. If there are shows you can't live without, watch them for free on the station website or on websites like hulu.com
-Cancel phone data plan. You can live without your smart phone--billions of people do it everyday.
-Clip coupons.
-Check with utility companies to see if you qualify for reduced payment based on your income.
-Don't eat out. Eat at home and pack a lunch. Dining out is an colossal waste of money.
-Stop purchasing bottled water. Drinking
filtered tap water costs less and does not create needless plastic water bottle litter.
Doing a budget overhaul is formidable task. However, the benefits of prudent and temperate spending habits will ease the pinch of bill payments, and give you confidence in understanding and controlling where your money is going.
Here is an
article for additional budgeting help and tips.
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